Buy To Let

Mortgages

Mortgage advice that’s as unique as you are

Whether you’re becoming a landlord for the first time or you’re looking to expand an existing portfolio you will need to take out a buy to let mortgage rather than a standard residential mortgage. A buy to let mortgage is specifically for people who are buying a property to rent out to a tenant or tenants.

How do buy to let mortgages differ from residential mortgages?

Interest rates are usually higher on buy to let mortgages compared to residential.

Whereas for residential mortgages your deposit could be as little as 5% of the property value you will have to pay generally around 25% for a buy to let mortgage.

Unlike a standard mortgage, where the amount you can borrow is linked to your income, with a buy to let mortgage, the lender will instead look at how much rent you could make from the property on which the mortgage is secured.

We can help you arrange a bespoke buy to let solution that’s tailored to you.

Call our expert team today to find out more.

MOST BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

With you every step of the way

Why choose us

Convenient Appointments

We understand life can be a little hectic at times, that’s why we make convenient appointments to suit you.

No Obligation Advice

Our initial meeting is free and there is no obligation to proceed with us if you are not entirely satisfied with the mortgages we recommend.

Mortgages To Suit You

No matter your circumstances, we are here to get the right mortgage for you.

With You All The Way

As a responsible Mortgage broker, we want your mortgage to always be a great fit for you. So when it’s time to review it, we will be here to help.

At Your Side

We handle the entire mortgage application process through to completion, liaising with your lender, solicitor and estate agent to deliver a smooth, stress-free experience.

Protecting What Matters

We provide tailored life and home insurance solutions, so you can be assured that your loved ones and possessions are protected.
Ready to discuss your options? Great, let’s get connected!

Working with us

We’re with you every step of the way

With over 10 years of financial services experience, from mortgages to protection, our varied industry knowledge will cater for any financial circumstance you find yourself in.

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Happy customers

Always listening to our customers, our post-completion surveys ensure we are constantly improving.

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Industry knowledge

Our experienced team have completed hundreds of applications to date and it continues to grow day on day.

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Financial expertise

We love our job and hope that shows through when there is nothing about the industry that our experienced team do not know.

Working with brands you trust

Nationwide
NatWest
LBS
Electrical Services

Service is key

Our mortgage process

The introduction

We start by getting to know you and your requirements. Here we assess your incomings, outgoings and setting a budget.

Product match

We work and source the mortgage from a comprehensive panel of lenders which is representative of the whole of the market to find the lender and product for you.

Lender agreement

Next up we provide you with an agreement in principle from the lender and then submit the mortgage application for you.

Completion time

Finally, we complete the relevant paperwork and guide you through the remainder of the process until completion.

Mortgages

With access to hundreds of products, we’ll help you secure the right product tailored to your circumstances.

Protection

Family is important; get the expert advice you deserve to help protect what matters, when it matters most!

Insurance

We’ll search through a range of policies to find the one that is most suitable from our range of insurers.

Let’s get connected!

Our experienced team is ready to help support and advise you on your mortgage, protection and insurance applications.